[Brumos RSR]

Do you purchase enough liability coverage to keep from being sued for your assets like your home and cash  or is that just a US thing? 

1. Is the coverage standard from company to company
   
2. Are you having supply chain issues for parts 
   
3. Are you seeing a large run up in charges from body shops 
   
4. Has their been a longe than average wait time for repairs
   

I’m asking for a friend